Texas Hourly Paycheck Calculator
Calculate your exact Texas take-home pay after federal income tax, Social Security, and Medicare. Texas has no state income tax — use this free 2026 calculator to see your net paycheck instantly.
How to Calculate Your Texas Take-Home Pay
Texas has no state income tax, which means your paycheck deductions are limited to federal obligations only — federal income tax, Social Security, and Medicare. This gives Texas workers a significant take-home pay advantage over residents of high-tax states like California, New York, or Oregon. To calculate your net pay, simply enter your hourly wage and hours per week above and click Calculate.
Wondering how much taxes are taken out of your paycheck in Texas? For a single filer earning $20/hour working 40 hours per week, roughly 14–15% of gross pay goes to federal taxes — leaving you with about $35,500 per year, or $1,365 per bi-weekly paycheck. Use our Texas biweekly paycheck calculator to see your exact bi-weekly take-home, or the Texas salary calculator if you're paid annually.
Federal Income Tax (2026 Brackets)
Federal income tax is calculated on your taxable income after the standard deduction ($15,000 single; $30,000 married filing jointly), using 2026 IRS progressive brackets ranging from 10% to 37%. Most Texas workers earning $20–$30/hour fall primarily in the 12% and 22% brackets.
| Rate | Single Filer Income | Married Filing Jointly |
|---|---|---|
| 10% | $0 – $11,925 | $0 – $23,850 |
| 12% | $11,926 – $48,475 | $23,851 – $96,950 |
| 22% | $48,476 – $103,350 | $96,951 – $206,700 |
| 24% | $103,351 – $197,300 | $206,701 – $394,600 |
| 32% | $197,301 – $250,525 | $394,601 – $501,050 |
| 35% | $250,526 – $626,350 | $501,051 – $751,600 |
| 37% | Over $626,350 | Over $751,600 |
Social Security & Medicare (FICA) Taxes
Social Security is 6.2% of wages up to the 2026 wage base of $184,500. Medicare is 1.45% of all wages with no cap. An additional 0.9% Medicare surtax applies to wages above $200,000. Together, FICA taxes account for 7.65% of your gross pay for most Texas workers — the same rate applies regardless of which state you live in.
Example: How Much Is $20/Hour After Taxes in Texas?
At $20/hour working 40 hours per week, your annual gross is $41,600. After the $15,000 standard deduction, taxable income is $26,600. Federal income tax is approximately $2,918; Social Security $2,579; Medicare $603. Total deductions ~$6,100 — leaving roughly $35,500/year take-home, or about $1,365 per bi-weekly paycheck. Because Texas has no state income tax, that's your full net pay — no state withholding.
Texas vs. Other States: Why Your Take-Home Pay Is Higher
A Texas worker earning $60,000/year keeps roughly $3,000–$5,000 more per year than a comparable worker in California or New York, purely because of the absence of state income tax. If you work overtime or receive bonuses, the difference is even larger — see our Texas overtime calculator and Texas bonus tax calculator for those scenarios.
People Also Ask
Other Texas Paycheck Calculators
Every pay situation is different. Whether you're a salaried employee calculating annual take-home pay, a worker checking your Texas biweekly paycheck after taxes, or someone who worked extra hours and wants to know how much overtime pays after federal tax, we have a dedicated calculator for your situation.
Freelancers and independent contractors can use our Texas 1099 self-employment tax calculator to estimate quarterly payments. If you received a year-end bonus, our Texas bonus tax calculator shows exactly how much you'll keep after the federal supplemental withholding rate. Part-time workers can check their exact net pay with the Texas part-time paycheck calculator, and active-duty service members can use the Texas military pay calculator to see take-home pay including BAH and BAS allowances.